• Our Vision

    Becoming the premier impact financing platform that is

    accountable, accessible, and affordable.


    Powering a green economy led by women-owned grassroots micro-enterprises.


    Aeloi is the phonetic spelling of alloy. Meaning: stronger together.

  • How It Works

    1. Establish partnership with financial institution.
    2. Stakeholders vet, sign up, and train service providers and vendors for goods and services.
    3. Engage users and onboard into our system.
    4. Users hire service providers or buy goods using digital tokens.
    5. Vendors encash tokens once services/goods are delivered.

  • Traditional Financing Systems

    often have the following problems:

    High administrative cost

    prevents small amounts of individual disbursements

    Aeloi is fully scaleable, with no minimum disbursements

    Lack concrete feedback

    true user preferences are hard to ascertain from M&E reports

    Aeloi provides real time data analytics on user spending behaviour


    vulnerabilities increase with the number of management levels between investors and clients.

    Aeloi transfers financing directly to users, with no in-between management

    Lack of proof

    connection between financing and outcomes can be hard to assess.

    Aeloi provides much more detailed data on spending and correlated outcomes

  • Key Advantages

    Aeloi helps:

    Complete traceability and accountability

    Custom tokens issued only for your project: users will not be able to use project funds on other vendors which are not approved.

    Big data powered personalized services

    Using behavioural data and machine learning to provide tailored services for our users.

    Simplify monitoring and evaluation

    Real time data can help improve project delivery throughout the implementation period

    Reduce management cost

    We are a technology platform built for economies of scale to reduce costs for compliance, procurement, and logistics.

    Build local markets

    Local spending builds local networks of service providers. Help ensure long term sustainability after project cycle ends

  • Our Products

    Green Energy Mobility (GEM)

    Providing high quality public transportation powered by electric vehicles in Kathmandu. Starting with the iconic safa tempo, or electric minibus.

    Safa tempos have been providing public transportation services for twenty years, with the majority owned and operated by women. With over 700 safa tempos, Kathmandu is a green city pioneer. We aim to continue this legacy by helping safa tempo owners continually update their technology by having access to affordable finance.

    We are partnering with the Electric Vehicle Association of Nepal (EVAN) and Shree Eco Visionary Private Limited (SEV) to implement this initiative.







    Agriculture product specially designed for first-time digital financial service (DFS) users

    Platform connecting users to financing and vendors to build a vibrant economy of small-scale agri-businesses

    Building trust between lenders and borrowers. Lenders can know exactly where, when, and how the funding has been spent. Borrowers are in a position of market power to demand better services from vendors. Microloans issued in digital tokens

    We are partnering with Laxmi Mahila Savings and Credit Cooperative for this pilot

  • Our Team

    Join us in the digital token powered micro-impact finance movement

    Sonika Manandhar

    Co-Founder | CTO

    Computer engineer with 8 years of work experience at the Microsoft Innovation Center (Nepal). Former CEO of a savings co-operative. Trained 1200+ IT students. Space Enthusiast. Singularity University alumna. LinkedIn.

    Tiffany Tong

    Co-Founder | CEO

    Data specialist and international development professional. 10 years work experience. Former World Bank consultant and Singularity University alumna. LinkedIn.

  • Advisors

    We are supported by the following institutional partners

  • Hiring

    Changing the world requires talented and passionate people like you. If you have the drive to run towards the future, let's talk. We need expertise of all kinds: project managers, designers, developers, business development ninjas to marketing ninjas and more.

    Currently looking for:

    Customer Service Representative

    How Can We Help You?

    Read that again.

    Yes, that's your job responsibility!

    We are looking for a person who can be the face of our company through our hotline services. Mostly remote work.

    Apply here!

    Send your cover letter and CV to careers@aeloi.com

  • Connect With Us

    We look forward to hearing from you about diverse partnership opportunities


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