Last-Mile Impact
Loan insight software that
powers affordable finance
for micro-entrepreneurs
Follow this fintech social enterprise through our quarterly newsletter
Our Vision
Unlocking affordable impact-targeted financing
to grow a green economy led by grassroots micro-enterprises
Aeloi is the phonetic spelling of alloy.
When metals are combined, all become stronger together.
How We Work
We monitor the end-use of business loans using digital tokens, especially for informal sector micro-entrepreneurs
Gaps in Traditional Financing Systems
Lack Real-Time Feedback
Aeloi provides real-time data analytics on user spending behaviour
Leakage of Funds
Aeloi transfers finances directly to users and vendors, with no cash in-between , which reduces vulnerabilities
High Operations & Monitoring Costs
Physically visiting borrowers to follow up on loans and manual paper reports, requires a lot of time and resources. Many microfinances report spending as much as 30% of their expenses on operations. We can help reduce such costs by up to 50%.
High Administration Cost
Aeloi is fully scalable and supports small amount of loans and disbursement.
Our Advantages
Complete traceability and accountability
Borrowers or fund recipients will only be able to spend the digital funds within an accredited ecosystem of vendors
Combine public and private funding
With our system, program funding from any source can be combined into a customized digital token and be traceable from source to end.
Simplify monitoring and evaluation
Real time data can help improve project delivery throughout the implementation period
Reduce management cost
We are a technology platform built for economies of scale to reduce costs for compliance, procurement, and logistics.
Build local markets
Local spending builds local networks of service providers. Help ensure long term sustainability after project cycle ends
Services powered by data
With detailed data, we can provide tailored approaches to each user of our platform.
Our Advisors
We are supported by the following institutional partners
GEM is honored to be the Transportation Partner
For OWN IT Nepal 2020 conference hosted by Women LEAD
Aeloi partners with Mahila Sahayatra Laghubitta Bittiya Sanstha Ltd.
Mahila Sahayatra is a women-focused microfinance with 35,000 members all around Nepal. We're honoured to be piloting both our agriculture and electric vehicle products with them.
© 2021