Loan insight software that
powers affordable finance
Follow this fintech social enterprise through our quarterly newsletter
Unlocking affordable impact-targeted financing
to grow a green economy led by grassroots micro-enterprises
Aeloi is the phonetic spelling of alloy.
When metals are combined, all become stronger together.
Gaps in Traditional Financing Systems
Lack Real-Time Feedback
Aeloi provides real-time data analytics on user spending behaviour
Leakage of Funds
Aeloi transfers finances directly to users and vendors, with no cash in-between , which reduces vulnerabilities
High Operations & Monitoring Costs
Physically visiting borrowers to follow up on loans and manual paper reports, requires a lot of time and resources. Many microfinances report spending as much as 30% of their expenses on operations. We can help reduce such costs by up to 50%.
High Administration Cost
Aeloi is fully scalable and supports small amount of loans and disbursement.
Complete traceability and accountability
Borrowers or fund recipients will only be able to spend the digital funds within an accredited ecosystem of vendors
Combine public and private funding
With our system, program funding from any source can be combined into a customized digital token and be traceable from source to end.
Simplify monitoring and evaluation
Real time data can help improve project delivery throughout the implementation period
Reduce management cost
We are a technology platform built for economies of scale to reduce costs for compliance, procurement, and logistics.
Build local markets
Local spending builds local networks of service providers. Help ensure long term sustainability after project cycle ends
Services powered by data
With detailed data, we can provide tailored approaches to each user of our platform.
We are supported by the following institutional partners