• Our Vision


    Unlocking affordable impact-targeted financing to grow a green economy led by grassroots micro-enterprises


    Aeloi is the phonetic spelling of alloy. When you combine two metals they are stronger together.


  • How We Work

    We have built a technological system that monitors the end-use of microcredit business loans.

    1. Establish partnership with financial institution.
    2. Stakeholders vet, sign up, and train service providers and vendors for goods and services.
    3. Engage users and onboard into our system.
    4. Users hire service providers or buy goods using digital tokens.
    5. Vendors redeem tokens into cash once services/goods are delivered.

  • Gaps in Traditional Financing Systems

    Lack concrete feedback

    Aeloi provides real-time data analytics on user spending behavior that overcomes dependence on M&E reports which hardly presents a true picture on the user preferences

    Leakage of funds

    Aeloi transfers finances directly to users, with no in-between management which reduces vulnerabilities resulting in corruption

    Lack of proof

    Aeloi provides detailed data on spending and correlated outcomes overcoming issues and contributing towards efficiency and productivity

    High Administration Cost

    Aeloi is fully scaleable, with no minimum disbursements clause supporting small amount disbursement for individuals.

  • Our Advantages

    Complete traceability and accountability

    Custom tokens issued only for your project: users will not be able to use project funds on other vendors which are not approved.

    Big data powered personalized services

    Using behavioural data and machine learning to provide tailored services for our users.

    Simplify monitoring and evaluation

    Real time data can help improve project delivery throughout the implementation period

    Reduce management cost

    We are a technology platform built for economies of scale to reduce costs for compliance, procurement, and logistics.

    Build local markets

    Local spending builds local networks of service providers. Help ensure long term sustainability after project cycle ends

    Combine public and private funding

    With our system, program funding from any source can be combined into a customized digital token and be traceable from source to end.

  • Our Advisors

    We are supported by the following institutional partners

  • GEM is honored to be the Transportation Partner

    For OWN IT Nepal 2020 conference hosted by Women LEAD

    (29 February 2020 at Ageno: The Hestia)

    Aeloi partners with Mahila Sahayatra Laghubitta Bittiya Sanstha Ltd.

    Mahila Sahayatra is a women-focused Microfinance with 30,000 members all around Nepal. We're honored to be piloting both our agriculture and electric vehicle products with them.

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